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  Apply for a Rupay Credit Card Using the Kiwi App? Steps to Apply Rupay Credit Cards Using the Kiwi App: Start by downloading the Kiwi App on your mobile phone. Open the app and click on ‘Login.’ Enter your registered mobile number. A one-time password (OTP) will be sent to your mobile number. Enter the OTP to proceed. After logging in, you can apply for a Rupay credit card by following the next steps. Fill in your PAN card number, name (as it appears on your PAN card), and date of birth, then press ‘Submit.’ Your details will be verified. After verification, a page will display the available credit card options. Choose the type of card you want and click ‘Apply.’ You’ll be asked to fill out the application with the following details: personal, contact, and career details. Complete these fields. After filling in the details, agree to the terms and conditions, and click ‘Submit.’ You will receive another OTP on your registered mobile number. Enter the OTP and click on “Verify and C...
  Rupay Credit Card: Why You Must Have One  Let us learn about the top eight reasons to choose a Rupay credit card: 1.  Payments on-the-go Staying true to its tagline, Rupay credit card payments are flexible, instant, simple and convenient. This Rupay card benefit of payments on the go is enhanced even further with the linking of UPI to Rupay credit cards in October 2023.  This linking had enabled making payments from a single platform, allowing the users to consolidate their financial activities.  2. Enhanced security features  Since Rupay belongs to the NPCI (National Payments Corporation of India), the Rupay credit card benefit includes advanced security features. This aspect of security while making payments is the most sought-after for any kind of transaction. Its robust fraud-detection mechanism, zero-liability on card loss, and lost card insurance feature are popular.   3.  Zero joining fee  Most Rupay credit cards are available a...
  RuPay Credit Card Vs Visa And MasterCard: Which Is Better? Rupay Credit Card Versus Visa Credit Card And Mastercard Credit Card. How are They Different? Choosing the right credit card network can make a big difference in how you can manage payments. Let’s see the below key differences to understand it better: Acceptance RuPay cards are widely accepted in India but have limited use outside the country. On the other hand, Visa and MasterCard are accepted almost everywhere in the world. This means that while RuPay is excellent for domestic transactions, Visa and MasterCard offer broader usability for international transactions. Processing Time Being an Indian brand, RuPay cards usually process transactions faster because everything stays within the country. Visa and MasterCard transactions, however, often involve sending data to servers outside India, which can increase the processing time. Fees and Charges RuPay Cards have lower fees because they provide their services to banks at ...
How To Add / Link Rupay Credit Card With UPI On Kiwi: Enhance Your Convenience & Security Step By Step Guide To Linking RuPay credit card with UPI with Kiwi Follow these simple steps to add or link your RuPay credit card to UPI on Kiwi: Step 1: Download and install the Kiwi App Download and install the  Kiwi app from the Google Play Store  or Apple App Store if you don’t already have it. You will easily find it once you search for it in the store.  Step 2: Sign In or create an account Once the download is completed, you can open the Kiwi app and sign in to your existing account or create a new account by providing the required information. Step 3: Go to the UPI settings Now that you’re logged in, go to the settings or profile section of the Kiwi app. Step 4: Add a Payment Method Find an option to add another payment option and select “Credit Card” from the available options. Step 5: Enter RuPay credit card details You will be asked to enter your RuPay credit card deta...
  Top 5 Benefits Of Using RuPay Credit Card Let’s look at the top 5 compelling reasons why  RuPay credit cards  have gained widespread popularity and acceptance across India. 1. Affordable Fees That Save Money One major area where  RuPay credit cards  score over rival options is the fee charged to merchants for transactions and services. RuPay has been able to negotiate affordable charges with partner banks, passing the savings down to merchants who accept RuPay cards. This way, every time a customer uses a RuPay card for shopping, travel, or payments, the merchant pays less in transaction fees compared to accepting ordinary Visa or Mastercard transactions. Here are some numbers that highlight the attractive fee structure of RuPay cards for merchants: Transaction charges on RuPay average just 0.9%, far lower than the 2-3% charged by Visa and Mastercard networks. Every swipe or tap of a RuPay card saves the merchant some money. RuPay does not charge any foreign c...
  How You Should Be Choosing the Right Credit Card for Yourself? 1. Think About Your Needs You need to ask yourself these simple questions: What do I spend money on? (groceries, travel, dining, etc.) Do I need a card for emergencies or daily use? Will I pay the full amount every month or keep some balance? These answers will help you choose the right card. 2. Know the Different Types of Credit Card s Credit cards serve different purposes. Here are common types: Rewards or Cashback Cards:  Earn points or cashback for spending. Low-Interest Cards:  Ideal if you don’t pay your full bill every month. Travel Cards:  Offer air miles, discounts, and lounge access. Secured Cards:  Good for people with no credit or poor credit. You deposit money to get one. Student Cards:  Simple cards for students to start using credit. 3. Check the Annual Fees Some cards charge an annual fee. This fee can be low or high. If you don’t spend much, choose a card without an annual fee...
  RuPay Credit Cards – Debunking Common Myths RuPay credit cards are becoming increasingly popular in India. Most of the banks and financial institutions are launching RuPay Credit Cards.UPI payment is the primary feature of the RuPay Credit Card, but there are other benefits as well. Despite all the benefits some common misunderstandings still exist related to RuPay Card. These myths stop people from applying for RuPay credit cards. In this blog, we will debunk these myths so you can make an informed decision about Rupay Credit Cards. Myth 1: RuPay Credit Cards Don’t Work Outside India This is one of the biggest myth about RuPay Cards as Many people think that RuPay cards only work in India. But this is not true at all. RuPay works with international networks like Discover and JCB. You can use these cards in over 190 countries. Whether shopping online or travelling abroad, RuPay credit cards are just as useful as other cards. But you need to make sure that you enabled Internationa...