How To Add Credit Card To UPI App

1. Google Pay: The Secure, User-Friendly Option

With its intuitive interface and wide acceptance, Google Pay emerges as a top contender for UPI transactions. Integrating your credit card expands the scope of payments and takes advantage of Google Pay’s security features.

Step-by-Step Guide to Adding a Credit Card to Google Pay

  1. Launch the Google Pay app on your smartphone and sign in.
  2. Navigate to the ‘Payment methods’ or ‘Add card’ section, usually found in settings or your profile.
  3. Choose ‘Credit or debit card’ and enter your card details: number, expiration date, and CVV.
  4. Verify your identity through an OTP sent to registered mobile devices or by entering your UPI PIN.
  5. Optional: Set a credit card as the default payment method

Key Facts About Google Pay

  • There are over 120 million monthly active users in India.
  • Supports NFC contactless payments through phones with enabled hardware.
  • Provides transaction insurance of up to ₹1 lakh in cases of fraud.
  • Offers rewards through Scratch Cards and Spot Platform challenges.
  • Uses tokenization and other encryption methods for enhanced security.

2. PhonePe:

PhonePe stands out for its extensive features and smooth credit card integration process. Follow these steps to add your card:

Step-by-Step Guide to Adding a Credit Card on PhonePe

  1. Launch the PhonePe application on your mobile device.
  2. Go to the ‘Payment Methods’ section and select ‘View All Payment Methods’.
  3. Under ‘Debit/Credit Cards’, tap on ‘Add New’.
  4. Input your credit card details including the card number, CVV (Card Verification Value), expiration date, and any other required information.

Key Facts About PhonePe

  • There were over 500 million registered users as of November, 2023, as announced by the platform itself. 
  • Supports payments via UPI, wallet, and credit cards.
  • Provides free insurance cover up to ₹1 lakh on payments.
  • Offers rewards through the PhonePe Switch platform.
  • Uses AI to detect fraudulent transactions.
  • Seamless integration with major banks and card providers.

3. PayTM

Read More On — Gokiwi

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